pátek 14. září 2007

Something about luxury banks!

A bank is a commercial or state institution that provides financial services, including issuing money in form of coins, banknotes or debit cards, receiving deposits of money, lending money and processing transactions. A commercial bank accepts deposits from customers and in turn makes loans based on those deposits. Some banks (called Banks of issue) issue banknotes as legal tender. Many banks offer ancillary financial services to make additional profit; for example: selling insurance products, investment products or stock broking. BRD-SG in Iaşi - A small branch dedicated to retail services BRD-SG in Iaşi - A small branch dedicated to retail services Currently in most jurisdictions commercial banks are regulated and require permission to operate. Operational authority is granted by bank regulatory authorities and provide rights to conduct the most fundamental banking services such as accepting deposits and making loans. A commercial bank is usually defined as an institution that both accepts deposits and makes loans; there are also financial institutions that provide selected banking services without meeting the legal definition of a bank (see banking institutions). Banks have a long history, and have influenced economies and politics for centuries. In history, the primary purpose of a bank was to provide liquidity to trading companies. Banks advanced funds to allow businesses to purchase inventory, and collected those funds back with interest when the goods were sold. For centuries, the banking industry only dealt with businesses, not consumers. Commercial lending today is a very intense activity, with banks carefully analysing the financial condition of its business clients to determine the level of risk in each loan transaction. Banking services have expanded to include services directed at individuals and risk in these much smaller transactions are pooled. A bank generates a profit from the differential between what level of interest it pays for deposits and other sources of funds, and what level of interest it charges in its lending activities. This difference is referred to as the spread between the cost of funds and the loan interest rate. Historically, profitability from lending activities has been cyclic and dependent on the needs and strengths of loan customers. In recent history, investors have demanded a more stable revenue stream and banks have therefore placed more emphasis on transaction fees, primarily loan fees but also including service charges on array of deposit activities and ancillary services (international banking, foreign exchange, insurance, investments, wire transfers, etc.). However, lending activities still provide the bulk of a commercial bank's income.

středa 5. září 2007

All about FOREX!

Forex currency exchange is the biggest financial market in the word nowadays, with daily turnover outstripping 1.9 trillion dollars. It�s basis are transactions made 24 hours a day between banks and financial institutions called Interbank. Interbank begins it�s day in Sydney, and continues through Tokyo and New York to London along with awakening of other financial capitals.

Nowadays numerous investors profit on currency transactions using unusual fluency of Forex, its clarity and strong technical trend. Till now, according to huge transaction units and high financial requirements, main beneficiaries of currency market were banks, currency dealers and great speculators. The development of computers and Internet enabled access to advantages of Forex for numerous investors all over the world.
Forex Marker is OTC market (Over The Counter). It means that transactions are realized by both sides via phone and/or electronic systems, and turnover is not centralized. The trade starts in Sydney, next moves to Tokyo and London to close the day in New York. Trade on Forex market lasts 5 day each week, starting on Sunday at 11:00pm and ends on Friday at 11:00pm (local time).

Characteristic features of Forex.
Forex Marker is also called OTC market (Over The Counter). It means that transactions are realized by both sides via phone and/or electronic systems. Turnover is not centralized. Nowadays numerous investors profit on currency transactions using unusual fluency of Forex, its clarity and strong technical trend. The volume exceeding 50 times value of all American share�s markets altogether ensures credibility of technical analysis, security of transactions and the best protection against artificial price changing attempts.

One of the most significant aspects of Forex are risk limiting strategies. Investors often use the �stop-loss� order and orders with price limit. High turnover guarantees almost 100% realization of any defending orders and success in investment strategies. Moreover, 24 hours a day, 5 days a week turnover cause that so called price gaps (when closing price are significantly differs from next day opening price) are very rare.

Next unique feature of Forex are strong trends and lack of bull market and boom. Investors trade couples of currencies, so when one is falling the second one is in increasing trend. This fact is important for investors, who choose any trend (increasing or decreasing). You can make up your mind in any moment which trend you want to bet on, according to where your strategy suits best and where you feel comfortable.

Info is from http://peres.taxinusa.net

pondělí 3. září 2007

Luxury making money online II

You clik on the links and you get many money!
bux.to : The best of this company!

At Bux.to, you get paid to click on ads and visit websites. The process is easy! You simply click a link and view a website for 30 seconds to earn money. You can earn even more by referring friends. You'll get paid $0.01 for each website you personally view and $0.01 for each website your referrals view. Payment requests can be made every day and are processed through PayPal. The minimum payout is $10.00.

Earnings Example
» You click 10 ads per day = $0.10
» 20 referrals click 10 ads per day = $2.00
» Your daily earnings = $2.10
» Your weekly earnings = $14.70
» Your monthly earnings = $63.00

The above example is based only on 20 referrals and 10 daily clicks. Some days you will have more clicks available, some days you will have less. What if you had more referrals? What if there were more ads available?


Join here:

http://bux.to/?r=michals

Luxury FOREX

The spot Forex market is a $1.4 trillion daily market, making it the largest and most liquid market in the world. This market can absorb trading volume and transaction sizes that dwarf the capacity of any other market. If you compare this to the $30 billion per day futures market it becomes clear that the futures markets provide only limited liquidity.

There is always buyer and seller in Forex market. The Forex market absorbs trading volumes and per trade size which dwarfs the capacity of any other market. On the simplest level, liquidity is a powerful attraction to any investor as it suggest the freedom to enter or exit the market at any time. Forex traders benefit from the ability to respond to breaking news immediately. There is no other market or investments that you can ever make an exit exactly at the time you wish to.

The Forex market is open 24 hours daily. When Asia market is close, the European market start follows by the USA market and continue by Asia market again the next day. Thus, this allows Forex traders to take positions regardless of the hour and locations.

Forex (Over the the Counter) he does not is having the definite place of location which folds oneself from the net joint with me with the help of as well as investors individual telephone link and different of electronic systems of turn banks, brokers, enterprises. The lack of definite place of physical location of monetary market makes possible him functioning 24 hour on day by 5 days in week. Market this hugs his range the majority of countries of world and they to the largest centres of monetary transactions belong Londyn, New York and Tokio.

The market monetary Forex it is the the largest financial market of world. The size of day turns crosses 1,5 billion the USD, what the state the 300% of total turns on American market of action and bond.